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Loyalty Hero Swiss4

THE SWISS4 MEMBERSHIP
Where Privilege Meets Value

 

With the Swiss4 membership, where you’re more than a member—you’re part of a collective inspired by Switzerland's heritage of trust, excellence, and elevated living, admired worldwide.

 

Elevate by Swiss4

The program that rewards your lifestyle



Now, with each interaction with Swiss4, you unlock even more, adding over CHF 7,000 in additional privileges.

Now, with each interaction with Swiss4, you unlock even more, adding over CHF 7,000 in additional privileges.

—  Earn up to triple points during your birthday week for maximum rewards.

 Receive a complimentary Swiss4 membership valued at up to CHF 1,400.

 Extend up to 4 gift memberships valued at CHF 5,600 to your inner circle.

 Get a Personal Relationship Manager for dedicated support.

 Benefit from white-glove service with a Personal Lifestyle Concierge.

  Redeem points with Cashback or Credits for concierge bookings and Upgrades.

 Complimentary VIP accesses to the most prestigious Art Fairs such as Art Basel.

 

Earn Points Effortlessly

—  Refer a friend: Up to 10,000 points for every member you refer

—  Add funds: Up to 3,700 points per each CHF 10,000* deposited annually 

—  Spend in Switzerland: Minimum 2 points per each CHF transaction

—  Spend internationally: 2 points for every 4 CHF spent

 

*Or equivalent amounts in Swiss4 supported currencies.

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A Swiss4 membership already grants you over CHF 20,000 in annual benefits—including access to 24/7 Conciergerie, world-class events, and unmatched coverages—all before rewards even begin.

 

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INTRODUCING
ELEVATE BY SWISS4
Get rewards crafted for your lifestyle,
with exclusive benefits and privileges at every interaction.
INTRODUCING ELEVATE BY SWISS4
Get exclusive rewards valued over CHF 7'000.

INTRODUCING OUR LOYALTY PROGRAM ELEVATE BY SWISS4

Get exclusive rewards valued over CHF 7'000.

Introducing ELEVATE BY SWISS4

Get exclusive rewards valued over CHF 7'000.
INTRODUCING

ELEVATE BY SWISS4
Your Swiss4 membership is now more rewarding with Elevate by Swiss4. Unlock benefits worth over CHF 12'500.

Save up to CHF 1'400 on your annual membership fee

 

Access exclusive discounts worth CHF 2'500+ annually with retail partners like Preferred Hotels & Resorts, Farfetch, Garmin Pay, and more

 

Save up to CHF 450 in fees for every CHF 20'000 spent across all supported currencies

 

Redeem points worth up to CHF 2'000+ for cashback or concierge credits

 

• Extend up to 4 gift memberships valued at CHF 5'600 to your inner circle

 

• Travel and shop confidently with CHF 1M+ comprehensive insurance coverage

• Celebrate your birthday week with up to triple-earned points

 

• Elevate your stays with free upgrades at 2'000+ luxury hotels and up to CHF 300 in credits per stay

 

• Secure VIP front-row access to global events and experiences

 

• Enjoy white-glove service with a Personal Lifestyle Concierge

 

Access your Personal Relationship Manager year-round for seamless assistance

Earn Points Effortlessly

—  Refer a friend: Up to 10,000 points for every member you refer

 

—  Add funds: Up to 3,700 points per each CHF 10,000* deposited annually 

 

—  Spend in Switzerland: Minimum 2 points per each CHF transaction

 

—  Spend internationally: 2 points for every 4 CHF spent

 

*Or equivalent amounts in Swiss4 supported currencies.

INTRODUCING

ELEVATE BY SWISS4
Your Swiss4 membership is now more rewarding with Elevate by Swiss4. Unlock benefits worth over CHF 12'500.

• Benefit from CHF 1M+ comprehensive shopping and travel insurance coverage with your Swiss4 card

 

• Redeem points worth up to CHF 2'000+ for cashback or concierge credits

 

• Secure VIP front-row access to global events and experiences

 

• Save up to CHF 450 in fees for every CHF 20'000 spent across all supported currencies

 

• Enjoy white-glove service with a personally assigned Lifestyle Concierge, taking care of your lifestyle daily demands

 

• Elevate your stays with complimentary upgrades at 2'000+ luxury hotels and up to CHF 300 in credits per stay

 

• Access exclusive discounts worth CHF 2'500+ annually with travel and shopping partners with your Swiss4 card

 

• Unlock discount up to CHF 1'400 on your annual membership fee

 

• Access year-round assistance from a dedicated Relationship Manager

 

• Celebrate your birthday with up to 4X earned points

 

• Extend up to 4 gift memberships valued at CHF 5'600 to your inner circle

 

• Free up 50+ hours annually with personal support and seamless digital access to finance and lifestyle services

Earn Points Effortlessly

—  Refer a friend: Up to 10,000 points for every member you refer

 

—  Add funds: Up to 3,700 points per each CHF 10,000* deposited annually 

 

—  Spend in Switzerland: Minimum 2 points per each CHF transaction

 

—  Spend internationally: 2 points for every 4 CHF spent

 

*Or equivalent amounts in Swiss4 supported currencies.

Worth over CHF 7,000 in rewards
MEMBERSHIP FEE BACK

Receive a complimentary Swiss4 membership valued at up to CHF 1,400.

BIRTHDAY REWARDS

Celebrate with up to triple-earned points.

GIFT MEMBERSHIPS

Extend up to 4 gift memberships valued at CHF 5,600 to your inner circle.

CASHBACK & CREDITS

Redeem points with Cashback or Credits for concierge bookings and upgrades.

PERSONAL RELATIONSHIP MANAGER

Connect with a dedicated Relationship Manager.

PERSONAL LIFESTYLE MANAGER

Enjoy white-glove service with a dedicated Lifestyle Concierge.

VIP ACCESS

Access complimentary VIP access to the most prestigious Art Fairs.

EARN POINTS EFFORTLESSLY

SWISS4 REWARDS YOU FOR EVERY ACTION
Turn every transaction, deposit, and referral into points—effortlessly.

EVERY TIME YOU SPEND

Earn 2 points per local transaction and 2 points for every CHF 4 spent internationally.

EVERY TIME YOU REFER

Earn a massive 10'000 points for every member referred.

EVERY TIME YOU FUND

Unlock up to 3'700 points for every CHF 10'000 deposited.

EARN POINTS EFFORTLESSLY
Every action brings you closer to exclusive rewards.

action_cards
SPENDING

Get minimum 2 points for every transaction in Switzerland.

Get 2 points for every CHF 4 spent internationally.

action_deposit
FUNDING

Get up to 3'700 points for every CHF 10'000* you deposit annually.

invite
REFERRALS

Get up to 10'000 points for every member you refer.

EARN POINTS EFFORTLESSLY

Earn points effortlessly

 

⁃  Refer a friend: Up to 10,000 points for every member you refer

 

⁃  Add funds: Up to 3,700 points per each 10,000* deposited annually

 

⁃  Spend in Switzerland: Minimum 2 points per each transaction

 

⁃  Spend internationally: 2 points for every 4 CHF spent

 

 

REWARDS AS YOU RISE

Every interaction with Swiss4 earns you points, ascending you through the levels.

UNLOCK REWARDS AS YOU RISE
Collect points, ascend through levels, and unlock extraordinary rewards.

Original
CONNOISSEUR-1
rewards by level
Original
From 20'000 points
 
 
Icon
From 50'000 points
Connoisseur
From 90'000 points
Legend
From 500'000 points
Birthday Bonus
2x points on your birthday
2x points on your birthday
3x points on your birthday
3x points on your birthday
Membership Savings
Save up to 400 CHF
Save up to 1'000 CHF
Complimentary (1'400 CHF value)
Complimentary (1'400 CHF value)
Member Events Access
Priority access to member events
Priority access to member events
Complimentary VIP accesses to the most prestigious Art Fairs
Complimentary front-row seats to Legend-only experiences
Exclusive Offers
Icon exclusive offers
Connoisseur exclusive offers
Legend exclusive offers
Cashback and Lifestyle Credits
Redeem points with Cashbacks or Credits for conciergerie bookings and upgrades
Redeem points with Cashbacks or Credits for conciergerie bookings and upgrades
Personal Relationship Manager
Personal Relationship Manager
Personal Relationship Manager
Point Validity
1-year status
1-year status
2-year status
Lifetime status
Personal Concierge
Personal Concierge
Gift memberships to your inner circle
Extend 4 memberships (CHF 5'600 value)
Prestigious Legend Card
Legend-exclusive card

UNLOCK REWARDS AS YOU RISE
Collect points, ascend through levels, and unlock extraordinary rewards.

Original
CONNOISSEUR-1
rewards by level
Original
From 20'000 points
 
 
Icon
From 50'000 points
Connoisseur
From 90'000 points
Legend
From 500'000 points
Birthday Bonus
2x points on your birthday
2x points on your birthday week
3x points on your birthday week
4x points on your birthday
Membership Renewal Fees
CHF 1'000, instead of CHF 1'400
CHF 400, instead of CHF 1'400
Complimentary, valued at CHF 1'400
Complimentary, valued at CHF 1'400
Member Events Access
Priority access to member events
Priority access to member events
Complimentary VIP accesses to the most prestigious global events
Complimentary front-row seats to Legend-only experiences
Point Validity
1 year from your membership date
1 year from your membership date
2 years from your membership date
Lifetime status
Exclusive Offers
Icon exclusive offers
Connoisseur exclusive offers
Legend exclusive offers
Cashback and Lifestyle Credits
Redeem points with Cashbacks or Credits for conciergerie bookings and upgrades
Redeem points with Cashbacks or Credits for conciergerie bookings and upgrades
Personal Relationship Manager
Personal Relationship Manager
Personal Relationship Manager
Personal Concierge
Personal Concierge
Gift memberships to your inner circle
Extend 4 memberships, valued at CHF 5'600
Prestigious Legend Card
Legend-exclusive card

NOT YET A SWISS4 MEMBER?
The Swiss4 Membership is where privilege meets value.

You more than just a member—you’re part of a collective inspired by Switzerland's heritage of trust, excellence, and elevated living, admired worldwide.

 

HB_Swiss4
SWISS
MULTI-CURRENCY ACCOUNT

Multi-currency account with Swiss National Bank security.

Swiss4 duo metal
ICONIC
SWISS4 WORLD ELITE CARD

World Elite numberless and sleek 18-gram metal card.

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24/7
LIFESTYLE CONCIERGE

Digital concierge at your fingertips every day, anytime.

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UNMATCHED UPGRADES & REWARDS

Elite travel privileges and exclusive shopping benefits.

FREQUENTLY ASKED QUESTIONS

What is the Elevate by Swiss4 Loyalty Program?

The Elevate by Swiss4 loyalty program is a points-based system that rewards Swiss4 members for their card spendings, deposits and referral activities. It offers 4 distinct levels with increasing rewards, such as membership savings, cashbacks, lifestyle credits, birthday rewards, priority access to events, and more.

How are the loyalty tiers structured?

The program features 4 levels: Original, Icon, Connoisseur, Legend. As you accumulate points, you ascend to higher levels, each offering enhanced rewards. Your level is determined by your total points balance and reflects your engagement with Swiss4.

How can I check my loyalty level?

You can easily check your current level through the Swiss4 app homepage.

How do I redeem my membership discount?

Your membership discounts are automatically applied at renewal. The discount is determined by your status level: Original members enjoy a 30% discount, Icon members receive 75% off, and both Connoisseur and Legend members are rewarded with a complimentary renewal.

The appropriate points are deducted from your accumulated points balance to cover these discounts.

How do cashbacks and lifestyle credits work in the Elevate by Swiss4 program?

Upon your yearly membership renewal, after your renewal fees' savings are applied, your remaining points can be converted to:

- Cashbacks: Instantly credited to your Swiss4 account for unrestricted spending.

- Lifestyle Credits: Use towards any concierge booking through your Swiss4 app, including hotel stays, experiences, or service upgrades. You will receive this in the form of a cashback.

Can I upgrade my level faster?

Yes, you can speed up your progress by increasing your spending, making larger deposits, or referring more members to Swiss4. Additionally, special promotions may allow you to earn bonus points.

Do points expire?

Original and Icon Members: Points expire at the end of your first year of membership, upon renewal.
Connoisseur Members: Points expire at the end of your second year of membership, upon renewal.
Legend Members: Points never expire, allowing you to continue accumulating rewards over time.

Is the program available internationally? 

Yes, Elevate by Swiss4 is available to all Swiss4 members globally, and the rewards are designed to be accessible no matter where you are located.

Can I share my points or rewards with others? 

The points you earn are tied to your individual account and cannot be transferred.

How do I contact support for the Elevate by Swiss4 program?

For any inquiries about the Elevate program, you can reach out to the Swiss4 Client Support at +41 22 539 18 44 or support@swiss4.com