THE SWISS4 MEMBERSHIP
Where Privilege Meets Value
With the Swiss4 membership, where you’re more than a member—you’re part of a collective inspired by Switzerland's heritage of trust, excellence, and elevated living, admired worldwide.
Elevate by Swiss4
The program that rewards your lifestyle
Now, with each interaction with Swiss4, you unlock even more, adding over CHF 7,000 in additional privileges.
Now, with each interaction with Swiss4, you unlock even more, adding over CHF 7,000 in additional privileges.
— Earn up to triple points during your birthday week for maximum rewards.
— Receive a complimentary Swiss4 membership valued at up to CHF 1,400.
— Extend up to 4 gift memberships valued at CHF 5,600 to your inner circle.
— Get a Personal Relationship Manager for dedicated support.
— Benefit from white-glove service with a Personal Lifestyle Concierge.
— Redeem points with Cashback or Credits for concierge bookings and Upgrades.
— Complimentary VIP accesses to the most prestigious Art Fairs such as Art Basel.
Earn Points Effortlessly
— Refer a friend: Up to 10,000 points for every member you refer
— Add funds: Up to 3,700 points per each CHF 10,000* deposited annually
— Spend in Switzerland: Minimum 2 points per each CHF transaction
— Spend internationally: 2 points for every 4 CHF spent
*Or equivalent amounts in Swiss4 supported currencies.
INTRODUCING OUR LOYALTY PROGRAM ELEVATE BY SWISS4
Introducing ELEVATE BY SWISS4
ELEVATE BY SWISS4 Your Swiss4 membership is now more rewarding with Elevate by Swiss4. Unlock benefits worth over CHF 12'500.
• Save up to CHF 1'400 on your annual membership fee
• Access exclusive discounts worth CHF 2'500+ annually with retail partners like Preferred Hotels & Resorts, Farfetch, Garmin Pay, and more
• Save up to CHF 450 in fees for every CHF 20'000 spent across all supported currencies
• Redeem points worth up to CHF 2'000+ for cashback or concierge credits
• Extend up to 4 gift memberships valued at CHF 5'600 to your inner circle
• Travel and shop confidently with CHF 1M+ comprehensive insurance coverage
• Celebrate your birthday week with up to triple-earned points
• Elevate your stays with free upgrades at 2'000+ luxury hotels and up to CHF 300 in credits per stay
• Secure VIP front-row access to global events and experiences
• Enjoy white-glove service with a Personal Lifestyle Concierge
• Access your Personal Relationship Manager year-round for seamless assistance
Earn Points Effortlessly
— Refer a friend: Up to 10,000 points for every member you refer
— Add funds: Up to 3,700 points per each CHF 10,000* deposited annually
— Spend in Switzerland: Minimum 2 points per each CHF transaction
— Spend internationally: 2 points for every 4 CHF spent
*Or equivalent amounts in Swiss4 supported currencies.
ELEVATE BY SWISS4 Your Swiss4 membership is now more rewarding with Elevate by Swiss4. Unlock benefits worth over CHF 12'500.
• Benefit from CHF 1M+ comprehensive shopping and travel insurance coverage with your Swiss4 card
• Redeem points worth up to CHF 2'000+ for cashback or concierge credits
• Secure VIP front-row access to global events and experiences
• Save up to CHF 450 in fees for every CHF 20'000 spent across all supported currencies
• Enjoy white-glove service with a personally assigned Lifestyle Concierge, taking care of your lifestyle daily demands
• Elevate your stays with complimentary upgrades at 2'000+ luxury hotels and up to CHF 300 in credits per stay
• Access exclusive discounts worth CHF 2'500+ annually with travel and shopping partners with your Swiss4 card
• Unlock discount up to CHF 1'400 on your annual membership fee
• Access year-round assistance from a dedicated Relationship Manager
• Celebrate your birthday with up to 4X earned points
• Extend up to 4 gift memberships valued at CHF 5'600 to your inner circle
• Free up 50+ hours annually with personal support and seamless digital access to finance and lifestyle services
Earn Points Effortlessly
— Refer a friend: Up to 10,000 points for every member you refer
— Add funds: Up to 3,700 points per each CHF 10,000* deposited annually
— Spend in Switzerland: Minimum 2 points per each CHF transaction
— Spend internationally: 2 points for every 4 CHF spent
*Or equivalent amounts in Swiss4 supported currencies.
Receive a complimentary Swiss4 membership valued at up to CHF 1,400.
Celebrate with up to triple-earned points.
Extend up to 4 gift memberships valued at CHF 5,600 to your inner circle.
Redeem points with Cashback or Credits for concierge bookings and upgrades.
Connect with a dedicated Relationship Manager.
Enjoy white-glove service with a dedicated Lifestyle Concierge.
Access complimentary VIP access to the most prestigious Art Fairs.
EARN POINTS EFFORTLESSLY
SWISS4 REWARDS YOU FOR EVERY ACTIONTurn every transaction, deposit, and referral into points—effortlessly.
Earn 2 points per local transaction and 2 points for every CHF 4 spent internationally.
Earn a massive 10'000 points for every member referred.
Unlock up to 3'700 points for every CHF 10'000 deposited.
EARN POINTS EFFORTLESSLYEvery action brings you closer to exclusive rewards.
Get minimum 2 points for every transaction in Switzerland.
Get 2 points for every CHF 4 spent internationally.
Get up to 3'700 points for every CHF 10'000* you deposit annually.
Get up to 10'000 points for every member you refer.
EARN POINTS EFFORTLESSLY
Up to 10,000 points for every member you refer
Up to 3,700 points per each CHF 10,000* deposited annually
In Switzerland: Minimum 2 points per each transaction
-
Internationally: 2 points for every 4 CHF spent
Earn points effortlessly
⁃ Refer a friend: Up to 10,000 points for every member you refer
⁃ Add funds: Up to 3,700 points per each 10,000* deposited annually
⁃ Spend in Switzerland: Minimum 2 points per each transaction
⁃ Spend internationally: 2 points for every 4 CHF spent
REWARDS AS YOU RISE
UNLOCK REWARDS AS YOU RISECollect points, ascend through levels, and unlock extraordinary rewards.
UNLOCK REWARDS AS YOU RISECollect points, ascend through levels, and unlock extraordinary rewards.
NOT YET A SWISS4 MEMBER?The Swiss4 Membership is where privilege meets value.
You more than just a member—you’re part of a collective inspired by Switzerland's heritage of trust, excellence, and elevated living, admired worldwide.
MULTI-CURRENCY ACCOUNT
Multi-currency account with Swiss National Bank security.
SWISS4 WORLD ELITE CARD
World Elite numberless and sleek 18-gram metal card.
LIFESTYLE CONCIERGE
Digital concierge at your fingertips every day, anytime.
Elite travel privileges and exclusive shopping benefits.
FREQUENTLY ASKED QUESTIONS
The Elevate by Swiss4 loyalty program is a points-based system that rewards Swiss4 members for their card spendings, deposits and referral activities. It offers 4 distinct levels with increasing rewards, such as membership savings, cashbacks, lifestyle credits, birthday rewards, priority access to events, and more.
The program features 4 levels: Original, Icon, Connoisseur, Legend. As you accumulate points, you ascend to higher levels, each offering enhanced rewards. Your level is determined by your total points balance and reflects your engagement with Swiss4.
You can easily check your current level through the Swiss4 app homepage.
Your membership discounts are automatically applied at renewal. The discount is determined by your status level: Original members enjoy a 30% discount, Icon members receive 75% off, and both Connoisseur and Legend members are rewarded with a complimentary renewal.
The appropriate points are deducted from your accumulated points balance to cover these discounts.
Upon your yearly membership renewal, after your renewal fees' savings are applied, your remaining points can be converted to:
- Cashbacks: Instantly credited to your Swiss4 account for unrestricted spending.
- Lifestyle Credits: Use towards any concierge booking through your Swiss4 app, including hotel stays, experiences, or service upgrades. You will receive this in the form of a cashback.
Yes, you can speed up your progress by increasing your spending, making larger deposits, or referring more members to Swiss4. Additionally, special promotions may allow you to earn bonus points.
Original and Icon Members: Points expire at the end of your first year of membership, upon renewal.
Connoisseur Members: Points expire at the end of your second year of membership, upon renewal.
Legend Members: Points never expire, allowing you to continue accumulating rewards over time.
Yes, Elevate by Swiss4 is available to all Swiss4 members globally, and the rewards are designed to be accessible no matter where you are located.
The points you earn are tied to your individual account and cannot be transferred.
For any inquiries about the Elevate program, you can reach out to the Swiss4 Client Support at +41 22 539 18 44 or support@swiss4.com